Explore Loan Programs
with Aaron Seligman

A conventional loan is a mortgage offered by private lenders, ideal for buyers with solid credit and stable income. It provides flexible options for first-time homebuyers, doctors, or investors looking for primary homes, vacation properties, or investment real estate. With a conventional loan, you can often secure competitive rates and avoid mortgage insurance with a larger down payment. I guide clients through every step, offering clear communication, creative solutions, and a stress-free process tailored to their unique needs.

A renovation loan helps you finance both the purchase of a home and the cost of improvements in a single mortgage. It’s ideal for buyers who want to customize, repair, or upgrade their property without taking out multiple loans. With programs like FHA 203(k) or specialized renovation financing, you can tackle projects ranging from minor updates to major remodels. I guide clients through the process, ensuring clear communication, creative solutions, and a smooth, stress-free experience.

An FHA loan is a government-backed mortgage designed to make homeownership more accessible, especially for first-time buyers or those with limited down payments. It offers lower credit score requirements and more flexible terms compared to conventional loans. FHA loans are ideal if you want a smooth path to buying a home with manageable upfront costs. I guide clients through every step, providing clear communication, personalized solutions, and a stress-free loan experience.

A VA loan is a mortgage program backed by the U.S. Department of Veterans Affairs, designed exclusively for eligible veterans, active-duty service members, and certain military spouses. It offers benefits like no down payment, competitive interest rates, and no private mortgage insurance. VA loans make homeownership more accessible while keeping monthly payments manageable. I guide clients through the process with clear communication, personalized advice, and a stress-free experience from start to finish.

A jumbo loan is a mortgage that exceeds the limits of conventional loan programs, ideal for buyers purchasing high-value homes. It offers flexible financing options for doctors, investors, or anyone seeking a larger property while still providing competitive rates. Jumbo loans often require strong credit and income verification, but I guide clients through the process with clear communication, personalized solutions, and a smooth, stress-free experience.

A commercial loan is financing designed for businesses or investment properties, including office buildings, retail spaces, or multi-family residences. It helps clients purchase, refinance, or renovate commercial real estate while providing flexible terms tailored to their goals. I guide clients through every step, offering clear communication, creative solutions, and a smooth, stress-free process.

Refinancing allows you to replace your current mortgage with a new loan, often to secure a lower interest rate, reduce monthly payments, or access cash from your home’s equity. It’s ideal for homeowners looking to save money, pay off debt, or fund renovations. I guide clients through the refinancing process with clear communication, personalized solutions, and a smooth, stress-free experience from start to finish.